The unstructured supplementary service data (USSD) - is currently the best available technology to deliver mobile financial services to both low and high-income customers. In order to make mobile banking easy for you, in alphabetical order here is a list of all USSD code for all banks in Nigeria.
These codes/USSD will be updated as new ones arrive.
Access Bank
Access Bank’s USSD code for mobile money transfer is *901#, Simply dial and follow the instructions thereafter.
Ecobank
Ecobank’s Mobile USSD code is *326#. To transfer money from your Ecobank account, dial *326# and follow the on-screen instructions. Personally I think their USSD process sucks. No hard feelings dear Ecobank please you guys need to upgrade your mobile USSD process.
First Bank
First bank is one of the best Nigerian banks for electronic banking services. First Bank’s USSD code is *894#. To transfer money, dial *894#, a list of options will appear including Transfer money, Withdraw money and Make purchases, pay bills, buy airtime and manage account. To make transfer, type 1 and send. Simply follow the instructions after and make your transfer.
Fidelity Bank
Fidelity Bank USSD code is *770# then you choose option one for further instructions. Fidelity Bank USSD money transfer code to other banks is *770#Recipient’s Account Number Amount#
First City Monument Bank (FCMB)
FCMB’s mobile USSD code is *329#. To use the FCMB USSD service, you have to visit any FCMB branch or call their customer care to get your PIN.
To transfer money or do any other transaction after getting your PIN, simply dial *329*4# and follow the screen instructions.
Guaranty Trust Bank (GTB)
Guaranty Trust Bank is the leading bank in Nigeria in terms of electronic banking. They were one of the first to introduce USSD banking, GTBank’s USSD code is *737# and follow instructions e.g
To transfer money from your GTBank account to another GTBank account, just dial
*737*1#Amount Recipient’s Account Number# you would be requested to provide your personal pin which is like an access to your personal bank account
Heritage Bank
The USSD code for transfer for Heritage Bank is *322# then follow instructions as seen.
Ja’iz Bank
Ja’iz Bank mobile USSD transfer code is *389*301#, dial and follow the screen prompts to complete your transaction.
Keystone Bank
Keystone Bank mobile USSD code for transfer is *533# Follow the on-screen command, Get your PIN and start using Keystone bank mobile USSD banking.
Polaris Bank
Polaris Bank mobile USSD transfer code is *833#, dial and follow the screen prompts to complete your transaction.
Sterling Bank
Sterling Bank’s USSD mobile banking code is *822#. To perform a transfer, simply dial *822# and follow the instructions however every time you use the Sterling Bank USSD service, Five Naira will be deducted from your line.
Stanbic IBTC
Stanbic IBTC USSD code for money transfer is *909#
United Bank for Africa (UBA)
UBA’s mobile USSD code is *919#, dial it and follow the on-screen instructions that follow. So easy to understand.
Unity Bank
Unity Bank has rolled out the first four-digit code USSD banking code to make banking services much easier for its customers. It Mobile USSD is *7799# To buy airtime using Unity Bank *7799#and follow the screen instruction.
Union Bank
Union Bank mobile USSD transfer code is *826#, dial and follow the screen prompts to complete your transaction.
Wema Bank
Wema Bank mobile USSD transfer code is *945#, dial and follow the screen prompts to complete your transaction.
Zenith Bank
Zenith Bank mobile USSD code is *966#, dial it and follow the on-screen instructions that follow. So easy to understand.
